Ever wonder how interest rates work and why they are different? Or even why you need to pay an interest rate?
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Home insurance is required for your home loan. So, how do you choose the best insurance? And why are there so many different companies out there?
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It’s important to know the differences in property types because it makes an impact on your loan type and type of home owner’s insurance you need. Let’s review them now.
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So, you just bought a house? Maybe you are on a new journey of discovering your finances and need help of where to start? One of our main goals here is to get you into a home (aka debt), but then help you get out of debt and be financially strong!
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Anytime you purchase a second home that is not your primary residence, it is labeled as an Investment Property or Second Home in the mortgage world.
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Escrow is a term used often in the financial world. When it comes to mortgages, escrow or being in escrow means that you are using money as a way to “hold” or secure your offer in place when going through the home buying process
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Before you actually move, you are going to need to do a checklist (literally) of items before the move actually happens. If you want to move like a pro, here’s how you can do it.
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Wanting to buy a home but you simply don’t know how the whole loan thing works? Don’t worry, you are not alone! Even homeowners might not understand the whole process either. So, let’s breakdown what exactly happens in order to get a home loan.
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Before we begin to answer this question, we want to make it super clear that we are NOT credit experts. If you have specific questions about credit or your credit score, please reach out to a credit specialist
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If you are looking to buy a home, you are going to need a pre-approval letter. So, what is it exactly? And how can you get one?
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Knowing all about refinancing and when to refinance is our specialty. Yes, it is true that some situations are better than others to refinance, it’s not just a sales tactic. So when is the best time to refinance then?
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A down payment is required when buying a home. Let’s go over what is accepted or not as a form of a down payment.
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It is so exciting shopping for a new home! Here are some tricks of the trade that will help you know what not to do.
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Wondering what the difference is between an interest rate and APR? Never even heard of an APR and now are intrigued to learn more about this mystery acronym?
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What exactly is on my monthly payment? What am I paying for? Let’s break it down
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There are lots of options when it comes to choosing a lender. Where do you even begin? Who can you trust? Why does everything feel like an awkward first date?! We get it. And we’ve got your back.
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A mortgage company, a lender, a loan officer - What do all these terms mean? Who can I really trust? Who even is the Ben Lemon Team?
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Qualifying for a home is a term we in the biz use for what you can afford to pay. This can be a bit overwhelming so let’s break it down in bite sized pieces.
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The process for buying your second home is very similar to purchasing a first home. But, also a little different.
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Ever wondered what everyone is talking about when they say, “Interest rates are low, now is the best time to refinance!”. What does this mean?
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